Mortgage application and home model

The 25 Best Mortgage Lenders in Bellingham

Home loans, refinancing, and mortgage brokers. Ranked from 1,749 Google reviews across the Bellingham area.

  • Updated November 2026
  • 28 met the bar
  • 4.91 average rating

The short answerThe highest ranked mortgage lenders in Bellingham right now are Alpine Mortgage (5.0 stars, 310 reviews), Evergreen Home Loans Bellingham NMLS 2463019 (5.0 stars, 222 reviews), and Marie Bjornson, CPA, Home Loans, Bellingham WA (5.0 stars, 163 reviews). They come out on top of 28 eligible businesses after weighting each rating by its review volume.

  1. 1

    Alpine Mortgage

    5.0(310 Google reviews)

    215 W Holly St g18, Bellingham

    Mortgage lender
  2. 2

    Evergreen Home Loans Bellingham NMLS 2463019

    5.0(222 Google reviews)

    1835 Barkley Blvd Suite 101, Bellingham

    Mortgage lender
  3. 3

    Marie Bjornson, CPA, Home Loans, Bellingham WA

    5.0(163 Google reviews)

    112 Prospect St, Bellingham

    Mortgage lender
  1. 4

    Whatcom Home Loans

    5.0(145 Google reviews)

    1835 Barkley Blvd Suite 101, Bellingham · Mortgage broker · Open 24 hours

  2. 5

    Sara Elkinton

    5.0(137 Google reviews)

    1835 Barkley Blvd #101, Bellingham · Mortgage broker · Open 24 hours

  3. 6

    RJ Bennett - Mortgage Lender, OriginPoint, LCC

    5.0(99 Google reviews)

    5703 3rd Ave A, Ferndale · Mortgage broker

  4. 7

    Guild Mortgage - Alycia HoGlin

    5.0(60 Google reviews)

    2031 Grant St, Bellingham · Mortgage broker

  5. 8

    Joshua Henry Movement Mortgage

    5.0(46 Google reviews)

    2200 Rimland Dr Ste 250, Bellingham · Mortgage lender

  6. 9

    Melanie Pysden at CrossCountry Mortgage

    5.0(43 Google reviews)

    21 Bellwether Way #103, Bellingham · Mortgage lender

  7. 10

    Kyle Smith, RWM Home Loans

    5.0(32 Google reviews)

    220 W Champion St Ste 200, Bellingham · Mortgage lender · Open 24 hours

  8. 11

    Dustin Brumley, Movement Mortgage

    5.0(23 Google reviews)

    2200 Rimland Dr Ste 250, Bellingham · Mortgage broker

  9. 12

    The Legacy Team (Bellingham, WA) - Mortgage Brokers

    5.0(23 Google reviews)

    Service-area business, Bellingham area · Mortgage broker

  10. 13

    Amy Baker - Caliber Home Loans (formerly US Bank Home Loans)

    5.0(21 Google reviews)

    121 W Holly St, Bellingham · Mortgage lender

  11. 14

    Marcie Connell - Movement Mortgage

    5.0(21 Google reviews)

    2200 Rimland Dr Ste 250, Bellingham · Mortgage lender

  12. 15

    Umpqua Bank: Amy Baker

    5.0(18 Google reviews)

    3102 Newmarket St, Bellingham · Mortgage lender

  13. 16

    RWM Home Loans - Bellingham

    5.0(17 Google reviews)

    220 W Champion St Ste 200, Bellingham · Mortgage lender

  14. 17

    Luke Kaemingk Edge Home Finance

    5.0(15 Google reviews)

    1609 Broadway Ste 203, Bellingham · Mortgage broker

  15. 18

    Scott Ask - Edge Home Finance

    5.0(15 Google reviews)

    1609 Broadway Ste 203, Bellingham · Mortgage broker

  16. 19

    Jay Richardson, Edge Home Finance

    5.0(12 Google reviews)

    1609 Broadway Ste 203, Bellingham · Mortgage broker

  17. 20

    Sami Rowe-Tillinghast, Absolute Mortgage

    5.0(11 Google reviews)

    12 Bellwether Way Ste 112-114, Bellingham · Mortgage lender

  18. 21

    Randy Dorn - CMG Home Loans Branch Manager

    4.9(11 Google reviews)

    2219 Rimland Dr #219, Bellingham · Mortgage lender

  19. 22

    Casey Porter - Edge Home Finance

    4.9(13 Google reviews)

    1609 Broadway # C, Bellingham · Mortgage lender

  20. 23

    Clarissa Wong at CrossCountry Mortgage

    4.9(14 Google reviews)

    21 Bellwether Way Ste 103/104, Bellingham · Mortgage lender

  21. 24

    Guild Mortgage Company

    4.9(28 Google reviews)

    2031 Grant St, Bellingham · Mortgage lender

  22. 25

    Movement Mortgage - Bellingham

    4.8(250 Google reviews)

    2200 Rimland Dr Ste 250, Bellingham · Mortgage broker

Comparing local businesses and their star ratings on a phone

How this list was made

We pulled 132 Bellingham-area mortgage lenders from Google Maps, then kept the 28 with a rating of 4.0 or higher and at least 10 reviews. The average rating in this group is 4.91 stars.

Ratings with only a few reviews are pulled toward that average, so a business needs a real track record to reach the top. Nobody pays to be here. Read the full method.

Businesses reviewed
132
Met the bar
28
Average rating
4.91
Reviews behind this list
1,749

Questions people ask

Who is the best mortgage lender in Bellingham?

As of November 2026, Alpine Mortgage ranks first among 28 eligible Bellingham mortgage lenders, with a 5.0 star Google rating across 310 reviews. Evergreen Home Loans Bellingham NMLS 2463019 and Marie Bjornson, CPA, Home Loans, Bellingham WA round out the top three.

Which Bellingham mortgage lenders have the most reviews?

Of the 25 mortgage lenders ranked on this page, Alpine Mortgage (310), Movement Mortgage - Bellingham (250), and Evergreen Home Loans Bellingham NMLS 2463019 (222) have the most Google reviews.

Are any Bellingham mortgage lenders open 24 hours?

Yes. Google lists Alpine Mortgage, Whatcom Home Loans, Sara Elkinton, and Kyle Smith, RWM Home Loans as open 24 hours. Call ahead to confirm emergency availability.

How did you rank these mortgage lenders?

We started with 132 Bellingham-area businesses from Google Maps and kept the 28 with at least a 4.0 star rating and 10 or more reviews. Each rating is then weighted by how many reviews back it up, so a perfect score from a handful of reviews does not outrank a near-perfect score from hundreds.

Can a business pay to rank higher?

No. Positions come only from public Google ratings and review volume. Claiming or updating a listing is free and does not change its rank.

Own a Bellingham business?

Every listing is free. Claim yours to correct your phone, hours, or website, or tell us about a category we are missing. Claiming never changes a rank.

Small business owner at the door of a Bellingham shop